It happens to everyone: you can easily misplace your wallet, leave your credit card at a restaurant, and more. So what should you do if you lose your credit card, or suspect your credit card was stolen? Here are some tips to help you ensure your credit card account stays safe and reduce your credit card fraud risk:
Call the credit card company immediately. You can find their number on an old credit card statement (or online through their website). You need to let them know the situation immediately. They can then block your account, deactivate the old card, and mail you a new card with a totally new account number.
Monitor your bill for any suspicious charges that may show up. If any do, call your credit card company (and possibly the company that charged your card) and file a fraud report if necessary.
If anyone steals and/or uses your credit card fraudulently, it would be a good idea to let the credit card company know, and in addition, file a police report with the local authorities.
NEVER write a pin or account password on your credit card at any time.
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